CLEANING SERVICES BUSINESS FUNDING
From domestic cleaning firms to commercial contract cleaners, our funding advances of £2k–£300k give cleaning businesses the capital to take on more, and scale with confidence.
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The UK cleaning industry employs over 700,000 people and generates more than £24 billion in annual revenue, according to the British Cleaning Council. For cleaning contractors and service businesses, cash flow is structurally challenging — staff wages are paid weekly or fortnightly, but commercial clients typically settle invoices on 30 or 60-day terms. A business funding advance gives cleaning businesses fast access to working capital, without a personal guarantee.
Cleaning Services Business Funding Advance
Got Capital provides unsecured business funding advances from £2,000 to £300,000 for commercial cleaning contractors, domestic cleaning businesses, specialist cleaning firms, and facilities management companies across the UK. A funding decision is made in as little as one hour, and the advance can be in your account within 24 hours — without requiring a personal guarantee.
Why Cleaning Businesses Need Funding
Cleaning is a labour-intensive sector with a persistent cash flow gap at its core. Staff — the primary cost — must be paid every week or fortnight. Commercial clients, however, operate on standard invoice terms of 30 to 60 days. This means a cleaning contractor can be owed weeks of unpaid invoices while simultaneously meeting a weekly wage bill. On larger contracts, the gap between cost outlay and income receipt can run into tens of thousands of pounds.
Winning a new commercial contract — with an office complex, a retail chain, or a facilities management company — is a growth milestone. But it creates an immediate cash flow demand. New cleaning staff must be recruited, uniformed, and inducted before the first shift. Equipment, chemicals, and consumables must be procured and in place on day one. All of this expenditure precedes the first invoice by weeks.
Equipment costs represent a further pressure point. Industrial floor cleaners, pressure washers, specialist window cleaning machinery, and vehicle fleets all require capital investment. This equipment is essential to winning and retaining commercial contracts — but replacing or upgrading it requires cash that may not be available when the need arises.
£2,000 – £300,000
Available Funding
1-Hour Decision
Once All Documents Received
Funds in 24 Hours
Once Approved
No Personal Guarantee
Never Required
Common Uses for Cleaning Business Funding Advances
A Got Capital advance gives cleaning companies the working capital to cover operational costs and pursue growth:
- Payroll and staff wages during the gap between service delivery and invoice settlement
- Cleaning equipment — industrial floor cleaners, pressure washers, and specialist machinery
- Chemicals, consumables, and PPE for commercial and specialist cleaning operations
- Van and vehicle purchases, lease deposits, or fleet upgrades
- Uniforms, safety equipment, and staff induction costs for new contract start-ups
- Bridging cash flow on commercial contracts with 30 to 60-day payment terms
- Insurance renewals — public liability, employers’ liability, and professional indemnity
- Tendering for and mobilising on new commercial, healthcare, or industrial contracts
Fund Your Business in 3 Easy Steps
Fund Your Business in 3 Easy Steps
1
Submit your funding application below
2
Agree on an offer for business funding
3
Receive funds fast into your bank account
Working Capital Up To £300K
We work alongside all of our clients to ensure funding is deployed fast and when it is needed, helping to supporting long-term operational health and sustainable business growth.
No Personal Guarantees Required
You are not required to provide a personal guarantees to qualify for a business funding advance, so there is no need to risk your personal property when you are looking to grow your business.
Apply with Any Credit Score
We determine your eligibility for funding based on intelligent models developed by Got Capital; your credit score alone should never be a barrier to receiving the money that your business needs.
Custom Payoff Plans Available
Should you no longer need funding, you may be eligible to return the remaining balance at a discounted rate, dependent on the condition of your account and repayments performance.
Am I Eligible?
✓ UK-registered business
✓ Minimum 3 months’ trading history
✓ Minimum £5,000 monthly revenue
✓ No personal guarantee required
✓ All credit histories considered — decisions based on business health
✓ Available to sole practitioners, small firms, and mid-sized practices
FREQUENTLY ASKED QUESTIONS (FAQs)
FREQUENTLY ASKED QUESTIONS (FAQs)
Yes — Got Capital provides business funding advances suited to commercial cleaning contractors, domestic cleaning businesses, specialist cleaning firms, and facilities management companies. To qualify, your business needs to be UK-registered, have been trading for at least 3 months, and generate a minimum of £5,000 in monthly revenue. Decisions are based on your business health rather than your personal credit score, and no personal guarantee is required. Advances range from £2,000 to £300,000, with funds reaching your account within 24 hours.
Got Capital can issue a funding decision in as little as one hour. Once approved, funds are typically deposited into your business account within 24 hours. For cleaning contractors managing a weekly wage bill against 30 to 60-day invoice terms, this speed directly addresses the most common cash flow pressure in the sector. The entire application is completed online with no business plan or personal guarantee required.
Yes — all three are among the most common uses of a Got Capital advance for cleaning businesses. Staff must be paid weekly or fortnightly regardless of when commercial clients settle their 30 to 60-day invoices, and an advance gives you the working capital to meet wage obligations without delay. New equipment — industrial cleaners, pressure washers, and specialist machinery — directly supports your ability to win and retain commercial contracts. Mobilising on a new contract demands upfront costs for staff, uniforms, equipment, and consumables before the first invoice is raised. There are no restrictions on how the funds are deployed within your cleaning business.
A traditional bank loan is a credit agreement. Interest accrues over the loan term, and fixed monthly instalments are required on a set schedule. Got Capital’s advance works differently: a single, fixed factor fee is agreed upfront, so you know the total cost before you commit. There is no interest that accrues over time and no variable rate. You settle the advance as a proportion of your future revenue. No personal guarantee is required to secure the funding advance.
No. Got Capital does not require a personal guarantee from any business that takes an advance. A personal guarantee would make you personally liable if your business could not settle — potentially putting your home and savings at risk. Got Capital’s advances are unsecured: your personal financial position is not used as security, and no personal assets are put at risk in order to secure the funding advance.
Yes — a Got Capital advance is specifically designed to work with businesses whose income fluctuates. Settlement is structured as a proportion of your future revenue. This makes a Got Capital advance well suited to cleaning contractors whose revenue varies across the year.
Yes. Many of the cleaning businesses funded by Got Capital have previously been declined by a high street bank. Banks assess applications primarily on credit scores, security, and rigid eligibility criteria that often disadvantage service contractors. Got Capital assesses the health of your business — your revenue, trading history, and operations. If your cleaning business is UK-registered, generates at least £5,000 per month, and has been trading for at least 3 months, your application will be reviewed on its own merits. Previous bank declines are not a barrier.
Apply for Business Funding Today
Apply for Business Funding Today
Reviews from Businesses like Yours
Fund Your Business in 3 Easy Steps
Fund Your Business in 3 Easy Steps
1
Submit your funding application below
2
Agree on an offer for business funding
3
Receive funds fast into your bank account
Working Capital Up To £300K
We work alongside all of our clients to ensure funding is deployed fast and when it is needed, helping to supporting long-term operational health and sustainable business growth.
No Personal Guarantee
You are not required to provide a personal guarantees to qualify for a business funding advance, so there is no need to risk your personal property when you are looking to grow your business.
Apply with Any Credit Score
We determine your eligibility for funding based on intelligent models developed by Got Capital; your credit score alone should never be a barrier to receiving the money that your business needs.
We determine your eligibility for funding based on intelligent models developed by Got Capital; your credit score alone should never be a barrier to receiving the money that your business needs.
Custom Payoff Plans
Should you no longer need funding, you may be eligible to return the remaining balance at a discounted rate, dependent on the condition of your account and repayments performance.
Apply for Business Funding Today
Apply for Business Funding Today